# Borrow 币安人生: rates on every exchange

Annualised margin borrow rates for 币安人生 at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-29 16:41 UTC · https://afterfees.xyz/borrow/%E5%B8%81%E5%AE%89%E4%BA%BA%E7%94%9F

## 币安人生 borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Binance](https://afterfees.xyz/venues/binance) | 27.34% | 23.32% | 23.11% | 27.34% | $5.4K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees._

## Reverse carry on 币安人生: borrow and sell spot, long the perp

No reverse 币安人生 carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## 币安人生 perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Gate](https://afterfees.xyz/venues/gate) | 币安人生_USDT | -0.0286% | 8 h | −31.3% |
| [HTX](https://afterfees.xyz/venues/htx) | 币安人生-USDT | 0.0050% | 4 h | +10.9% |
| [Aster](https://afterfees.xyz/venues/aster) | 币安人生USDT | 0.0050% | 4 h | +10.9% |
| [Binance](https://afterfees.xyz/venues/binance) | 币安人生USDT | 0.0050% | 4 h | +10.9% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [币安人生](https://afterfees.xyz/coin/%E5%B8%81%E5%AE%89%E4%BA%BA%E7%94%9F) |

## Questions

**Where is it cheapest to borrow 币安人生?**

Binance, at 27.34% a year at the rate we count (the higher of the current rate and the 24 h average), among 1 exchanges that lend 币安人生.

**Can I earn negative funding on 币安人生 by borrowing it?**

Not right now: no reverse 币安人生 carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._