# Borrow ACH: rates on every exchange

Annualised margin borrow rates for ACH at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-30 05:07 UTC · https://afterfees.xyz/borrow/ACH

## ACH borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bitget](https://afterfees.xyz/venues/bitget) | 1.34% | 1.31% | 1.30% | 1.34% | $23.7K | $11.1K | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 8.65% | 8.67% | 8.68% | 8.67% | $2.7K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 9.01% | 8.81% | 8.77% | 9.01% | $3.8K | not published | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 21.40% | 21.80% | 21.86% | 21.80% | $2.1K | not published | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 34.72% | 34.72% | 35.10% | 34.72% * | $10K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on ACH: borrow and sell spot, long the perp

No reverse ACH carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## ACH perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [BloFin](https://afterfees.xyz/venues/blofin) | ACH-USDT | 0.0079% | 8 h | +8.6% |
| [MEXC](https://afterfees.xyz/venues/mexc) | ACH_USDT | 0.0100% | 8 h | +10.9% |
| [OKX](https://afterfees.xyz/venues/okx) | ACH-USDT-SWAP | 0.0050% | 4 h | +10.9% |
| [Bitget](https://afterfees.xyz/venues/bitget) | ACHUSDT | 0.0100% | 8 h | +10.9% |
| [Bybit](https://afterfees.xyz/venues/bybit) | ACHUSDT | 0.0050% | 4 h | +10.9% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | ACHUSDTM | 0.0100% | 8 h | +10.9% |
| [BingX](https://afterfees.xyz/venues/bingx) | ACH-USDT | 0.0100% | 8 h | +10.9% |
| [Binance](https://afterfees.xyz/venues/binance) | ACHUSDT | 0.0100% | 8 h | +10.9% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [ACH](https://afterfees.xyz/coin/ACH) |

## Questions

**Where is it cheapest to borrow ACH?**

Bitget, at 1.34% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend ACH.

**Can I earn negative funding on ACH by borrowing it?**

Not right now: no reverse ACH carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._