# Borrow ADA: rates on every exchange

Annualised margin borrow rates for ADA at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-29 17:34 UTC · https://afterfees.xyz/borrow/ADA

## ADA borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Gate](https://afterfees.xyz/venues/gate) | 0.59% | 0.59% | 0.59% | 0.59% * | $240K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 1.01% | 1.01% | 1.01% | 1.01% | $40.9K | not published | Borrowable |
| [Bitget](https://afterfees.xyz/venues/bitget) | 2.01% | 2.00% | 1.82% | 2.01% | $1.3M | $597.1K | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 4.32% | 4.28% | 4.28% | 4.32% | $250.7K | not published | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 6.48% | 6.38% | 6.41% | 6.48% | $195.9K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on ADA: borrow and sell spot, long the perp

No reverse ADA carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## ADA perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [HTX](https://afterfees.xyz/venues/htx) | ADA-USDT | -0.0006% | 8 h | −0.6% |
| [dYdX](https://afterfees.xyz/venues/dydx) | ADA-USD | 0.0000% | 1 h | 0.0% |
| [Bitget](https://afterfees.xyz/venues/bitget) | ADAUSDT | 0.0031% | 8 h | +3.4% |
| [Backpack](https://afterfees.xyz/venues/backpack) | ADA_USDC_PERP | 0.0005% | 1 h | +4.4% |
| [Paradex](https://afterfees.xyz/venues/paradex) | ADA-USD-PERP | 0.0086% | 8 h | +9.4% |
| [Lighter](https://afterfees.xyz/venues/lighter) | ADA | 0.0012% | 1 h | +10.5% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | ADAUSDTM | 0.0100% | 8 h | +10.9% |
| [MEXC](https://afterfees.xyz/venues/mexc) | ADA_USDT | 0.0100% | 8 h | +10.9% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [ADA](https://afterfees.xyz/coin/ADA) |

## Questions

**Where is it cheapest to borrow ADA?**

Gate, at 0.59% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend ADA.

**Can I earn negative funding on ADA by borrowing it?**

Not right now: no reverse ADA carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._