# Borrow AI: rates on every exchange

Annualised margin borrow rates for AI at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-30 05:07 UTC · https://afterfees.xyz/borrow/AI

## AI borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bitget](https://afterfees.xyz/venues/bitget) | 13.93% | 13.83% | 25.93% | 13.93% | $34.2K | $35.1K | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 4.71% | 4.71% | 4.71% | 4.71% * | $0 | not published | Not lendable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on AI: borrow and sell spot, long the perp

No reverse AI carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## AI perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Lighter](https://afterfees.xyz/venues/lighter) | AI | 0.0012% | 1 h | +10.5% |
| [OKX](https://afterfees.xyz/venues/okx) | AI-USDT-SWAP | 0.0050% | 4 h | +10.9% |
| [Aster](https://afterfees.xyz/venues/aster) | AIUSDT | 0.0013% | 1 h | +10.9% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [AI](https://afterfees.xyz/coin/AI) |

## Questions

**Where is it cheapest to borrow AI?**

Bitget, at 13.93% a year at the rate we count (the higher of the current rate and the 24 h average), among 2 exchanges that lend AI.

**Can I earn negative funding on AI by borrowing it?**

Not right now: no reverse AI carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._