# Borrow FIL: rates on every exchange

Annualised margin borrow rates for FIL at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-29 22:56 UTC · https://afterfees.xyz/borrow/FIL

## FIL borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [OKX](https://afterfees.xyz/venues/okx) | 1.01% | 1.01% | 1.01% | 1.01% | $83.1K | not published | Borrowable |
| [Bitget](https://afterfees.xyz/venues/bitget) | 1.20% | 1.18% | 1.25% | 1.20% | $519.9K | $256.6K | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 2.24% | 2.21% | 2.23% | 2.24% | $44.9K | not published | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 3.12% | 3.12% | 3.12% | 3.12% * | $240K | not published | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 3.24% | 3.32% | 3.34% | 3.32% | $58.1K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on FIL: borrow and sell spot, long the perp

No reverse FIL carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## FIL perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Bybit](https://afterfees.xyz/venues/bybit) | FILUSDT | -0.0157% | 8 h | −17.2% |
| [OKX](https://afterfees.xyz/venues/okx) | FIL-USDT-SWAP | -0.0058% | 8 h | −6.3% |
| [Binance](https://afterfees.xyz/venues/binance) | FILUSDT | -0.0029% | 8 h | −3.2% |
| [Gate](https://afterfees.xyz/venues/gate) | FIL_USDT | -0.0026% | 8 h | −2.8% |
| [dYdX](https://afterfees.xyz/venues/dydx) | FIL-USD | 0.0000% | 1 h | 0.0% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | FILUSDTM | 0.0021% | 8 h | +2.3% |
| [Bitget](https://afterfees.xyz/venues/bitget) | FILUSDT | 0.0031% | 8 h | +3.4% |
| [BingX](https://afterfees.xyz/venues/bingx) | FIL-USDT | 0.0038% | 8 h | +4.2% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [FIL](https://afterfees.xyz/coin/FIL) |

## Questions

**Where is it cheapest to borrow FIL?**

OKX, at 1.01% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend FIL.

**Can I earn negative funding on FIL by borrowing it?**

Not right now: no reverse FIL carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._