# Borrow FLOW: rates on every exchange

Annualised margin borrow rates for FLOW at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-29 21:26 UTC · https://afterfees.xyz/borrow/FLOW

## FLOW borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bybit](https://afterfees.xyz/venues/bybit) | 5.01% | 4.89% | 4.90% | 5.01% | $2K | not published | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 5.57% | 5.58% | 5.59% | 5.58% | $1.5K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 9.80% | 9.19% | 9.26% | 9.80% | $9.4K | not published | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 10.24% | 6.11% | 6.44% | 10.24% * | $20K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on FLOW: borrow and sell spot, long the perp

No reverse FLOW carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## FLOW perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Binance](https://afterfees.xyz/venues/binance) | FLOWUSDT | 0.0036% | 4 h | +7.9% |
| [OKX](https://afterfees.xyz/venues/okx) | FLOW-USDT-SWAP | 0.0045% | 4 h | +9.8% |
| [MEXC](https://afterfees.xyz/venues/mexc) | FLOW_USDT | 0.0049% | 4 h | +10.7% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | FLOWUSDTM | 0.0050% | 4 h | +10.9% |
| [BingX](https://afterfees.xyz/venues/bingx) | FLOW-USDT | 0.0050% | 4 h | +10.9% |
| [Bybit](https://afterfees.xyz/venues/bybit) | FLOWUSDT | 0.0100% | 8 h | +10.9% |
| [Aster](https://afterfees.xyz/venues/aster) | FLOWUSDT | 0.0050% | 4 h | +10.9% |
| [Gate](https://afterfees.xyz/venues/gate) | FLOW_USDT | 0.0100% | 8 h | +10.9% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [FLOW](https://afterfees.xyz/coin/FLOW) |

## Questions

**Where is it cheapest to borrow FLOW?**

Bybit, at 5.01% a year at the rate we count (the higher of the current rate and the 24 h average), among 4 exchanges that lend FLOW.

**Can I earn negative funding on FLOW by borrowing it?**

Not right now: no reverse FLOW carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._