# Borrow TIA: rates on every exchange

Annualised margin borrow rates for TIA at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-30 04:06 UTC · https://afterfees.xyz/borrow/TIA

## TIA borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bitget](https://afterfees.xyz/venues/bitget) | 2.03% | 2.27% | 3.61% | 2.27% | $241.8K | $56.2K | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 12.14% | 12.62% | 13.54% | 12.62% | $55.7K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 17.30% | 17.66% | 18.22% | 17.66% | $23K | not published | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 40.20% | 34.29% | 33.67% | 40.20% | $8.3K | not published | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 50.01% | 49.11% | 49.06% | 50.01% * | $120K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on TIA: borrow and sell spot, long the perp

No reverse TIA carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## TIA perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Bybit](https://afterfees.xyz/venues/bybit) | TIAUSDT | -0.0538% | 4 h | −117.8% |
| [Gate](https://afterfees.xyz/venues/gate) | TIA_USDT | -0.0428% | 4 h | −93.7% |
| [ApeX](https://afterfees.xyz/venues/apex) | TIA-USDT | -0.0071% | 1 h | −62.3% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | TIAUSDTM | -0.0162% | 4 h | −35.5% |
| [Lighter](https://afterfees.xyz/venues/lighter) | TIA | -0.0037% | 1 h | −32.4% |
| [BloFin](https://afterfees.xyz/venues/blofin) | TIA-USDT | -0.0147% | 4 h | −32.2% |
| [HTX](https://afterfees.xyz/venues/htx) | TIA-USDT | -0.0117% | 4 h | −25.7% |
| [Binance](https://afterfees.xyz/venues/binance) | TIAUSDT | -0.0037% | 4 h | −8.0% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [TIA](https://afterfees.xyz/coin/TIA) |

## Questions

**Where is it cheapest to borrow TIA?**

Bitget, at 2.27% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend TIA.

**Can I earn negative funding on TIA by borrowing it?**

Not right now: no reverse TIA carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._