# Borrow XAUT: rates on every exchange

Annualised margin borrow rates for XAUT at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-29 21:26 UTC · https://afterfees.xyz/borrow/XAUT

## XAUT borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bitget](https://afterfees.xyz/venues/bitget) | 1.26% | 1.23% | 1.26% | 1.26% | $10M | $3.2M | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 6.11% | 7.24% | 11.36% | 7.24% * | $600K | not published | Borrowable |
| [OKX](https://afterfees.xyz/venues/okx) | 11.00% | 11.00% | 11.00% | 11.00% | $168.8K | not published | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 11.24% | 11.25% | 11.25% | 11.25% | $426K | not published | Borrowable |
| [Binance](https://afterfees.xyz/venues/binance) | 20.33% | 20.17% | 20.11% | 20.33% | $241.1K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on XAUT: borrow and sell spot, long the perp

No reverse XAUT carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## XAUT perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [Bybit](https://afterfees.xyz/venues/bybit) | XAUTUSDT | -0.0107% | 4 h | −23.5% |
| [MEXC](https://afterfees.xyz/venues/mexc) | XAUT_USDT | -0.0105% | 4 h | −23.0% |
| [Kraken](https://afterfees.xyz/venues/kraken) | PF_XAUTUSD | -0.0005% | 1 h | −4.8% |
| [Bitget](https://afterfees.xyz/venues/bitget) | XAUTUSDT | 0.0012% | 4 h | +2.6% |
| [Binance](https://afterfees.xyz/venues/binance) | XAUTUSDT | 0.0014% | 4 h | +3.0% |
| [BloFin](https://afterfees.xyz/venues/blofin) | XAUT-USDT | 0.0014% | 4 h | +3.1% |
| [BingX](https://afterfees.xyz/venues/bingx) | XAUT-USDT | 0.0015% | 4 h | +3.3% |
| [KuCoin](https://afterfees.xyz/venues/kucoin) | XAUTUSDTM | 0.0050% | 4 h | +10.9% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [XAUT](https://afterfees.xyz/coin/XAUT) |

## Questions

**Where is it cheapest to borrow XAUT?**

Bitget, at 1.26% a year at the rate we count (the higher of the current rate and the 24 h average), among 5 exchanges that lend XAUT.

**Can I earn negative funding on XAUT by borrowing it?**

Not right now: no reverse XAUT carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._