# Borrow XDC: rates on every exchange

Annualised margin borrow rates for XDC at VIP 0, and whether borrowing it to collect negative funding pays after every cost.

Updated 2026-10-29 19:46 UTC · https://afterfees.xyz/borrow/XDC

## XDC borrow rates by exchange

| Exchange | Now | 24 h avg | 7-day avg | Rate counted | Per-account limit | Platform remaining | Status |
|---|---|---|---|---|---|---|---|
| [Bitget](https://afterfees.xyz/venues/bitget) | 2.02% | 3.89% | 3.87% | 3.89% | $330.4K | $50.5K | Borrowable |
| [Gate](https://afterfees.xyz/venues/gate) | 4.93% | 4.94% | 5.53% | 4.94% * | $30K | not published | Borrowable |
| [Bybit](https://afterfees.xyz/venues/bybit) | 5.19% | 5.20% | 5.20% | 5.20% | $19.9K | not published | Borrowable |

_Annualised simply (hourly rate × 8,760). Rate counted = the higher of the current rate and the 24 h average, as in every calculation on AfterFees. * Gate: rate × the published VIP multiplier (inferred)._

## Reverse carry on XDC: borrow and sell spot, long the perp

No reverse XDC carry nets a profit at this size right now.

_At $10,000 per side, held 7 days, after taker fees, order-book slippage and carry._

## XDC perps, most negative funding first

| Exchange | Contract | Rate | Every | Annualised |
|---|---|---|---|---|
| [KuCoin](https://afterfees.xyz/venues/kucoin) | XDCUSDTM | 0.0050% | 4 h | +10.9% |
| [Bybit](https://afterfees.xyz/venues/bybit) | XDCUSDT | 0.0050% | 4 h | +10.9% |
| [Gate](https://afterfees.xyz/venues/gate) | XDC_USDT | 0.0050% | 4 h | +10.9% |
| [BloFin](https://afterfees.xyz/venues/blofin) | XDC-USDT | 0.0079% | 4 h | +17.3% |

## Coins

|   |   |
|---|---|
| Funding rates and every arbitrage on this coin | [XDC](https://afterfees.xyz/coin/XDC) |

## Questions

**Where is it cheapest to borrow XDC?**

Bitget, at 3.89% a year at the rate we count (the higher of the current rate and the 24 h average), among 3 exchanges that lend XDC.

**Can I earn negative funding on XDC by borrowing it?**

Not right now: no reverse XDC carry covers its borrow interest, fees and slippage at $10,000 for 7 days.

_The method behind every number on AfterFees is published; Pro opens each figure into its line-by-line calculation. Estimates from current data, not investment advice. We never hold funds or trade for you._